Addressing Medical Marijuana Insurance Claims

With the approval of marijuana as a treatment for medical conditions in 23 states, plus Washington D.C., and the legalization of recreational marijuana use in two states (Colorado and Washington where its legal medically and recreationally), there are several factors an adjuster should consider when handling an injury claim involving legalized marijuana use.

Recently, Bernyce Peplowski MD, senior vice president National Medical Strategy and Innovation with US Health Workers Medical Group, presented on the topic of ethics of medical marijuana for casualty claims during the annual Combined Claims Conference held in Orange County, California.

According to Dr. Peplowski, who was previously with State Fund, adjusters handling liability injury claims with subrogation and workers’ compensation claims need to be cognizant of the states with legalized marijuana laws and with pending regulations in 15 more states.

Though medical marijuana may be legal in...

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